Commercial Insurance

Downtown Charleston People's Building

We offer all Commercial Lines coverage including but not limited to the following:

Business Property: protect your commercial building and permanent fixtures as well as any business property
General Liability: cover your exposure to liability losses that result from business operations
Flood/Excess Flood: NFIP offers coverage up to $500,000 on commercial property but limits much higher are available through excess flood policies
Wind & Hail: provides protection for wind and hail damage during hurricanes, tornados and other storms
Builder's Risk: insure your building under construction, any temporary structures, equipment and materials that are intended to become a permanent part of the building
Worker's Compensation: required for all businesses in SC with more than 4 employees, worker's compensation protects you and your employees from on the job injuries
Commercial Auto: covers a company's use of car, trucks and other vehicles from most commercial auto exposures
Equipment Breakdown: coverage for mechanical or electrical breakdown of equipment from nearly any type of business or industrial risk
Inland/Ocean Marine: insurance for any type of portable property used primarly away from the premise
Surety and Fidelity Bonds: guarantee performance of a written contract or protect yourself from risk of loss due to dishonesty of employees
Excess Liability/Commercial Umbrella: provides excess coverage over your primary commercial liability, auto policy and employer's liability